Best Home Warranties in Nevada (2021) – MarketWatch

 Best Home Warranties in Nevada (2021) – MarketWatch

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Nevada doesn’t always have an easy climate to live in, and temperature extremes can cause quick wear and tear to some of your home’s essential systems and appliances. However, a residential service contract called a home warranty can save you hundreds if not thousands of dollars on repairs and replacement of these items. For the cost of a monthly payment and a reasonable service fee, you won’t be on the hook for huge repair bills when covered damage strikes.

Dozens of companies offer home warranties to Nevada homeowners, but we’ve selected the five best to help you narrow down your search. All these companies offer excellent coverage plans, so read our review to figure out which one best fits your budget and your home’s needs.

The 5 best home warranty companies in Nevada
Compare the best home warranty companies in Nevada

See how the best home warranty companies compare on key metrics.

Provider Visit Site Best For Monthly Cost in Nevada* Service Fee Years in Business States Covered BBB Rating
American Home Shield Ahs.com Best Overall $34.99-$59.99 $75-$125 50 49 B
Choice Home Warranty Choicehomewarranty.com Covers the Essentials $36.17-$43.85 $85 13 48 B
Select Home Warranty Selecthomewarranty.com Budget-Friendly $35.83-$37.50 $65-$75 8 49 B
Amazon Home Warranty Ahwp.com Trusted by Customers $39.92-$48.25 $75 12 45 B
First American Homewarranty.firstam.com Affordable with Add-Ons $32.50-$47.08 $75 37 34 B

*Range demonstrates least expensive plan to most expensive plan

1. American Home Shield

Availability: 49 states (all but Alaska)

Years in business: 50

For the best home warranty in Nevada, MarketWatch recommends American Home Shield. This well-respected provider has been in the game for nearly 50 years and its name is synonymous with home warranties. Most home warranties cover only wear-and-tear damage. However, with American Home Shield, you’ll receive comprehensive coverage that includes unknown pre-existing conditions and damage due to rust, corrosion, sediment build-up, improper installation and insufficient maintenance.

3 things to know about American Home Shield

  • 50 years of experience: American Home Shield has been around longer than any other home warranty company, so it has the experience you need.
  • Unlimited service requests: As with most home warranty companies, American Home Shield doesn’t put a limit on the number of times you can use your yearly plan.
  • Choice of three service fees: American Home Shield gives you the option of customizing your service fee in relation to your monthly premium payment.

Plans and coverage

American Home Shield offers three plans. The first plan covers major home systems, the second plan covers appliances, and the third plan combines both plans for all-inclusive coverage.

Coverage Systems Plan Appliances Plan Combo Plan
Refrigerator
Clothes washer
Clothes dryer
Range/oven/cooktop
Dishwasher
Built-in microwave oven
Trash compactor
Garage door opener
Free-standing ice maker
Built-in food center
Air conditioning
Heating system
Electrical system
Plumbing system
Water heaters
Garbage disposal
Instant hot/cold water dispensers
Doorbell
Smoke detectors
Ceiling fans
Central vacuum
Re-key service

For an additional fee, you can also add coverage for the following to your American Home Shield plan:

  • Electronic extended warranty
  • Well pump
  • Pool and spa
  • Septic pump
  • Guest units up to 750 square feet

Cost

As mentioned above, you can customize your premium and service fee with American Home Shield. With the industry-standard $75 service fee, you’ll pay higher premium prices. However, if you choose a higher service fee, you can get a lower monthly premium price.

Plan $75 service fee $100 service fee $125 service fee
Systems $49.99 $39.99 $34.99
Appliances $49.99 $39.99 $34.99
Combo $59.99 $49.99 $44.99

Get a quote: Call American Home Shield at 844-529-9298 or fill out this form to get a price estimate for your area. American Home Shield is offering $50 off to MarketWatch readers. 

2. Choice Home Warranty

Availability: 48 states (all but California and Washington)

Years in business: 13

Another nationwide home warranty provider, Choice Home Warranty, makes our list based on its satisfied customers and a workmanship guarantee that’s three times longer than the industry standard. Choice Home Warranty also offers highly competitive pricing on its two plans, which both provide coverage for the essentials.

3 things to know about Choice Home Warranty

  • First month is free: If you pay your premiums in an annual lump sum, Choice Home Warranty will give you one month for free.
  • Positive customer reviews: Choice Home Warranty scores 3.9 stars out of 5 on Trustpilot, which is very high for a home warranty company.
  • 90-day workmanship guarantee: If any of Choice Home Warranty’s contractors’ repairs fail within the first 3 months, the provider will send someone to fix it for no additional service charge.

Plans and coverage

Choice Home Warranty’s two plans — the Basic Plan and the Total Plan — both cover key systems and appliances. However, the Total Plan adds coverage for air conditioning, a refrigerator, a washer and a dryer.

Coverage Basic Plan Total Plan
Heating system
Electrical system
Plumbing system
Plumbing stoppages
Air conditioning
Water heater
Whirlpool bathtub
Refrigerator
Oven/range/stove
Cooktop
Dishwasher
Built-in microwave
Garbage disposal
Clothes washer
Clothes dryer
Ductwork
Garage door opener
Ceiling and exhaust fans

Choice Home Warranty also offers the following add-on coverage:

  • Pool/spa
  • Sump pump
  • Central vacuum
  • Well pump
  • Limited roof leak
  • Septic system
  • Septic tank plumbing 
  • Second refrigerator
  • Stand-alone freezer

Cost

With an $85 service fee, Choice Home Warranty’s deductible is a little higher than average. However, its premiums are very reasonably priced.

Plan Monthly Cost
Basic $36.17
Total $43.85

Get a quote: For a free Choice Home Warranty quote, call 929-400-6165 or fill out this form. Choice Home Warranty is offering $50 off and one month free to MarketWatch readers.

3. Select Home Warranty

Availability: 49 states (all but Alaska)

Years in business: 8

Nevada homeowners on a strict budget can still receive basic home warranty coverage from Select Home Warranty. This provider offers the least expensive comprehensive plan, with a premium that breaks down to $1.19 a day. You’ll still receive similar coverage for the most important systems and appliances as you would with higher priced combo plans.

3 things to know about Select Home Warranty

  • Free roof leak coverage: All of Select Home Warranty’s plans come with limited roof leak coverage, which most companies have as an add-on if they offer it at all.
  • Very affordable plans: You can receive premium coverage for some big-ticket appliances like refrigerators, washers, and dryers at the cost of most other providers’ basic plans.
  • Multiple customer service representatives per claim: Select Home Warranty will assign two to three customer service reps to each claim you file.

Plans and coverage

Select Home Warranty’s Bronze Care Plan covers systems, the Gold Care Plan covers appliances, and the Platinum Care Plan covers both. Note that the Platinum Care Plan also covers garage door openers and plumbing stoppages, which aren’t available with the Bronze Care Plan or the Gold Care Plan.

Coverage Bronze Care Gold Care Platinum Care
AC/cooling
Ductwork
Electrical system
Heating system
Plumbing system
Water heater
Cooktop
Dishwasher
Garbage disposal
Built-in microwave
Refrigerator
Stove/oven
Clothes washer
Clothes dryer
Garage door openers
Plumbing stoppages

You can customize any Select Home Warranty plan by adding on coverage for the following:

  • Central vacuum
  • Lawn sprinkler system
  • Pool
  • Septic system
  • Spa
  • Stand-alone freezer
  • Sump pump
  • Well pump

Cost

Depending on your location, Select Home Warranty’s service fees range from $45 to $75, which also puts them in the lowest priced category for deductibles.

Plan Monthly Cost
Bronze $35.83
Gold $35.83
Platinum $36.17

Get a quote: To get a free quote from Select Home Warranty, you can call 888-370-3956 or fill out this form. Select Home Warranty is offering $100 off and two months free to MarketWatch readers.

4. Amazon Home Warranty 

Availability: 45 states (all but California, Iowa, Missouri, Oklahoma and Washington)

Years in business: 12

Before you ask, no, this isn’t a new service from Amazon.com. Amazon Home Warranty, also known as AHW, is a home warranty provider out of Ohio that offers three plans and a long list of extras. As with most home warranty companies, AHW doesn’t require an inspection before you can purchase a home warranty, and there is no upper age limit on systems, appliances or entire homes.

3 things to know about Amazon Home Warranty

  • 30-day money-back guarantee: If you change your mind within 30 days of signing the contract, AHW will refund you any fees you’ve already paid.
  • Choose your own contractor: If you already have a technician in mind to fix your covered problem, AHW will reimburse you for their work as long as you get the contractor approved by the provider first.
  • Comprehensive Combo Plan: AHW’s Combo Plan offers coverage for seven more appliances than are covered by its other two plans.

Plans and coverage

AHW’s Appliances Plan, Systems Plan and Combo Plan are self-explanatory.

Coverage Appliances Plan Systems Plan Combo Plan
Central AC system
Central heating system
Plumbing (including stoppages)
Electrical system
Hot water heater
Ductwork
Jetted bathtubs
Garage door openers
Dishwasher
Refrigerator (w/ icemaker)
Clothes dryer
Standalone freezer
Trash compactor
Oven/range/stove/cooktop
Clothes washer
Microwave ovens
Instant hot water dispenser
Garbage disposal
Attic fan
Ceiling fan
Bathroom exhaust fan
Doorbell
Kitchen fan/exhaust hood

Additional coverage options include duplicates of the same appliance as well as some less common household appliances:

  • Additional dishwasher
  • Extra oven
  • Pool and spa
  • Additional microwave
  • Additional hot water heater
  • Water softener
  • Secondary refrigerator
  • Wine refrigerator
  • Well pump
  • Central vacuum
  • Additional washer/dryer
  • Ice maker
  • Limited roof leak
  • Sump pump
  • Whole-house humidifier
  • Septic system
  • Lawn sprinkler system
  • Additional central AC unit
  • Additional central heating unit

Cost

AHW charges the industry-standard $75 service fee.

Plan Monthly Cost
Appliances $39.92
Systems $39.92
Combo $48.25

Get a quote: Customers can get a free quote by filling out this form or by calling AHW at 866-605-8194. Amazon Home Warranty is offering $75 off and one month free to MarketWatch readers.

5. First American Home Warranty

Availability: 34 states (all but Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maine, Massachusetts, Minnesota, New Hampshire, New Jersey, New York, North Dakota, Rhode Island, Vermont and Wisconsin)

Years in business: 37

Although First American Home Warranty doesn’t offer its services in every state, it does serve Nevada. First American puts particular emphasis on HVAC coverage, something that’s incredibly important in a desert climate. As an add-on, you can also have First American technicians come out and perform a pre-season tune-up on your air conditioning system.

3 things to know about First American

  • Discount for two-year contracts: If you’d like a home warranty that lasts two years instead of one, First American will offer you a discount on the overall price.
  • High HVAC coverage limit: While nearly all home warranties have dollar limits on HVAC coverage, First American’s is particularly high, with no limit on refrigerant replacement specifically.
  • Pest control and re-key service: All of First American’s home warranty plans include basic pest control services and a one-time key replacement for up to six locks.

Plans and coverage

First American’s Basic, Value, and Eagle Premier Plans all cover most of the same things. However, the Value Plan also covers one kitchen refrigerator, and the Eagle Premier Plan adds coverage for a refrigerator, washer and dryer.

Coverage Basic Plan Value Plan Eagle Premier Plan
Heating
Ductwork
Central air conditioning
Electrical system
Garage door openers
Attic, ceiling, and exhaust fans
Central vacuum
Plumbing (with stoppages)
Toilet tanks/bowls
Water heater
Circulating pump
Sump pump
Pressure regulator
Built-in microwave
Oven/range/cooktop
Garbage disposal
Instant hot water dispenser
Trash compactor
Pest control service
Rekey service
First Class Upgrade
Kitchen refrigerator
Clothes washer
Clothes dryer

As you can see, both the Value and Eagle Premier Plans include the First Class Upgrade, though you can add it on to the Basic Plan for a small fee. Here’s what that upgrade will do:

  • Cover additional small parts on covered appliances (knobs, dials, grills, etc.)
  • Cover expenses related to the hauling away or removal of an appliance
  • Cover expenses from using cranes during installation
  • Cover damage due to improper installation or modification
  • Pay up to $250 where local building permits are required for replacing appliances
  • Pay up to $250 toward required code upgrades when making a repair

You can also add on coverage for the following to any of First American’s home warranties:

  • Washer/dryer/refrigerator (if not already included)
  • Additional refrigerators
  • Limited roof leak
  • Pool and/or spa equipment
  • Pre-season HVAC tune-up
  • Septic tank pumping/system
  • Well pump

Cost

First American charges the standard $75 service fee. Below are the monthly costs for one-year home warranties, but remember that you can save between $5 and $7 a month by purchasing a two-year plan.

Plan Monthly Cost
Basic $32.50
Value $42.50
Eagle Premier $47.08

Get a quote: Get a free estimate from First American Home Warranty by completing this form or by calling 833-777-0049.

The bottom line

Our choice for the best home warranty company in Nevada is American Home Shield. Not only does it offer comprehensive coverage for a reasonable price, but it also has the longevity and reputation to back up its promises.

However, we understand that American Home Shield’s plans might not fit all homes or all budgets. For example, if you want customizable coverage for unusual appliances or duplicates of the same appliance, First American Home Warranty has you covered. For the most affordable coverage, Select Home Warranty is your best bet. Any of the companies on this list will provide you with excellent home warranty coverage.

We always recommend getting quotes from multiple providers before choosing the best company for you. Luckily, all the companies on our list provide cost estimates for free, so don’t hesitate to contact them.

Frequently asked questions

What is the best home warranty company in Nevada?

In Nevada, we recommend any of the three plans provided by American Home Shield. However, Choice Home Warranty, Select Home Warranty, Amazon Home Warranty and First American Home Warranty also get high marks from us.

Are home warranties worth the money?

Yes, we think a home warranty is worth it. Home repairs can be so expensive that it’s worth investing in some foresight and signing a contract for a home warranty. That way, you’ll have a predictable payment every month without needing to worry about huge bills for covered repairs, only a low service fee. All appliances and systems eventually wear out from normal use, and this is exactly the situation a home warranty is designed to cover.

Do home warranty companies cover hot tubs?

Although most home warranty companies don’t include hot tubs or spas in their coverage plans, most do offer optional coverage for them. This allows providers to keep prices lower for homeowners without these features.

Do home warranties cover pre-existing conditions?

Most home warranty companies don’t cover pre-existing conditions, whether the homeowner knew about them or not. However, some providers like American Home Shield will cover pre-existing conditions of which the homeowner was previously unaware. According to American Home Shield’s terms and conditions, these are “defects or mechanical failures that could not have been detected by visual inspection and/or a simple mechanical test” like turning the device on and off.

Methodology: Our system for ranking the best home warranty companies

Because our consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best home warranty companies. This system accounts for a wide range of ranking factors, and we collected data on dozens of home warranty providers to grade the companies on each factor. The end result was a cumulative score for each provider, with the companies that scored the most points topping the list.

To ensure our research was as thorough as possible, we called every major home warranty provider directly and spoke with representatives to get quotes, specifics on coverage options, availability based on location and other additional information. We also reviewed sample contracts to better understand what each plan covers and to identify limitations. In addition, we simulated the process of reaching out to each company’s customer service team to evaluate their level of helpfulness and their ability to solve problems.

Once we had gathered all relevant data, we used the following scoring system to grade each home warranty company on a 100-point scale:

  • Overall plan options (5 points possible, weighted X5): Companies that offer a variety of plan options are more likely to meet consumer needs. Thus, we awarded more points to providers that offered more plans and greater flexibility.
  • Cost (5 points possible, weighted X5): Monthly fees and service fees are both taken into consideration. The lower the fees, the higher the score.
  • Trust (5 points possible, weighted X5): Customer feedback on third-party review sites was analyzed to gauge the reputation of each company. Points were deducted for companies that are currently facing or have recently faced civil lawsuits.
  • Customer service (5 points possible, weighted X2): This factor is based on the responsiveness, friendliness and helpfulness of a company’s customer service team.
  • State availability (5 total points possible): Most home warranty companies do not serve all 50 U.S. states. Providers that offer service in the most states scored the highest in this category.
  • Additional benefits (5 total points possible): Promotions and discounts are among the perks that can make a home warranty more attractive to consumers. Companies that offered benefits that competitors didn’t were awarded more points.
  • Coverage specifics (5 total points possible): While the total number of plan options is important, it is also essential to consider what is covered under each plan. The more comprehensive the coverage, the better.

All company data is monitored on an ongoing basis so that all rankings and information remain current.

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